Once we have defined your values and established goals, we will work together to meet these goals with real, attainable steps as part of a holistic plan. We make sure these important objectives are addressed individually and coordinated with your other financial decisions and objectives.

Deciding to retire is one of the most significant financial decisions you can make. We will help you test and refine strategies to retire on your terms. If you are in the early stage of your career or just starting to consider retirement, then together we will develop savings and investment plans to meet your goals to retire with confidence.

Our investment philosophy is to focus on diversification, stay disciplined while the markets fluctuate, and most importantly, maintain a long-term perspective.

We will review your current investment portfolio and build a customized allocation designed to reach your financial goals. We believe in a core portfolio of passive, low-cost investments, structured based on your unique objectives. We have no proprietary products and receive no compensation for our recommendations, so our investment management is focused exclusively on meeting your goals.

It is also our philosophy to make certain your asset allocation supports your financial plan. Your situation is unique, and your investment management plan should complement those unique needs.

We take a tax-aware approach to planning and investment management, limiting the cost of taxes whenever possible while not overlooking more important goals and values. We will review your taxes regularly and work with your CPA to determine the most efficient and practical tax strategies.

*Please note that TrueFocus does not serve as an accountant and does not prepare taxes.

College education is an essential investment in a student’s future. However, with the ever-increasing costs of room and board, tuition, and fees, financing a college education has become more and more challenging. To be able to afford a college education, planning should start early and must be integrated with the overall financial plan.

A common core value many of our clients share is the desire to support causes and organizations they care about.

The financial plans we develop address the challenge of figuring out how to balance philanthropic goals with other goals, such as a comfortable retirement and leaving a legacy for children and grandchildren.

Estate planning is the process of arranging your affairs to ensure that your assets are distributed according to your wishes after you pass away. This involves making important decisions about who will inherit your property, who will manage your wealth, and who will make decisions regarding your healthcare.

We start with a review of your current estate plan, including documents such as your will, powers of attorney, health care proxies, trust documents and beneficiary designations. We then clarify your values and goals for your legacy in order to evaluate strategies in collaboration with your estate planning attorney.

*Please note that TrueFocus does not act as an attorney and does not prepare legal documents.

Insurance planning is an essential aspect of any plan. Even the best strategies can be derailed by the unexpected. The type and amount of insurance coverage required depends upon your unique circumstances and goals. We will review your current insurance, possibly suggest other/additional coverage, and help devise an insurance plan tailored to your needs and financial situation.

*Please note that TrueFocus is a fee-only advisor and is not licensed to sell insurance.